Founded in 2024, CanPay was born out of a simple but powerful idea: to give people a more convenient, flexible, and affordable way to pay for the things they need without without financial strain.
Since then, we have been committed to empowering everyday people by providing alternative payment solutions through our growing network of trusted merchants.
Our mission is clear: to increase the purchasing power of the ordinary Ghanaian by offering a smarter, “Buy Now, Pay Later” (BNPL) option. Whether it’s essentials or aspirations, we believe everyone deserves access to what matters most on their terms.
We envision a future where most people have the confidence and freedom to make purchases when they need to, without financial strain. By pioneering a customer-first BNPL model in Ghana, we aim to drive a shift toward more inclusive, transparent, and empowering financial services.
CanPay is a Buy Now, Pay Later (BNPL) service that allows you to split your purchases into installments (5% on weekly payments, 7% on bi-weekly, and 9.98% on monthly payments.): online or in-store, without any hidden fees
Checkout with your CanPay details, confirm approval and payment plan and pay in flexible installments over time. No paperwork, no stress.
We charge 5% interest on weekly payments, 7% on bi-weekly, and 9.98% on monthly payments. Late payments may attract a fee clearly stated before checkout.
Any individual over 18 years of age with a valid ID, Phone Number and a consistent income source. KYC (Know Your Customer) may be required during sign up, reviews and approval.
Pay your instalments hassle-free using Mobile Money, Visa or Mastercard. Just choose your payment plan, and settle each amount on or before the due date—simple, secure, and stress-free!
Go ahead! Pay off anytime with zero penalties—because flexibility is what we’re all about.
Shop trusted merchants, split any purchase into simple payments and keep track of every plan from one place. Free to download on iOS and Android.
Browse trusted merchants, split any purchase into simple payments and track every plan in one place. Free to download.